2212 Frederica Street, Owensboro, KY 42301 270-685-5124 Innovative Solutions and Old Fashioned Service
Horn & France Insurance Innovative Solutions and Old Fashioned Service
Innovative Solutions and Old Fashioned Service
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Who We Are
About Us

Horn & France Insurance
Who We Are

Get an insight to who we are including our education, experience, hobbies, and much more. Get to know us and give us a call today!


Tim France

Tim graduated from the University of Kentucky in 1982 with a degree in Business Administration.  He moved to Nashville, TN to begin his insurance career with Crum & Forster in the Loss Control department.

Tim’s insurance career has taken him, his wife Donna and their three children, Justin, Wesley and Sarah to many cities across the United States.  These stops included: Nashville, TN; Louisville, KY; Boston, MA; Owensboro, KY; Charlotte, NC; Atlanta, GA; Orlando, FL; Cincinnati, OH; and back to Owensboro.

During all of these moves, Tim worked for Crum & Forster Insurance, Horn’s Insurance Agency and Royal & SunAlliance Insurance.  He also found time to obtain his Chartered Property Casualty Underwriter (CPCU) designation in 1995 and his Certified Insurance Counselor (CIC) designation in 2002.

Tim Purchased Horn’s Insurance Agency in 1998 and renamed it Horn & France Insurance, Inc.



Justin France

A native to Owensboro, Justin graduated from Daviess County High School in 2005, and went on to attend Murray State University, where he studied in business marketing. He began his insurance career in January 2010 at Horn & France Insurance.



Jason Elder

Jason is a native of Owensboro and has been in the insurance industry since 1997.  He is licensed to sell all lines of insurance, which includes home, auto, life, health and business insurance in both Indiana and Kentucky.  His main emphasis is on business insurance.

He is an active member of the Kiwanis Club of Owensboro and Sorgho Elementary School PTO.  He attends Saint Mary Magdalene Church in Sorgho, Kentucky.

Jason enjoys golfing, spending time with family and friends and any activities regarding his children.  He and his wife Caroline have 3 children, Marissa, Logan and Garrett.


Rodney Vancil

Rodney graduated from Murray State University in 1979 where he earned a B.S. in Business Management.

Rodney has been in the insurance business in Owensboro since 1985.  His past experience included health insurance including self-funded medical, cafeteria plan administration, health reimbursement arrangements and health savings accounts.  In addition to health insurance, Rodney is currently licensed and trained to provide assistance with long term care insurance, life insurance, disability insurance, home and auto insurance.

Rodney lives in Owensboro with his wife Leigh and three children, Nicholas, Griffin and Olivia.


Benji DeWitt

Benji M. DeWitt joined Horn & France Insurance in June 2004 after he retired, at the age of 39, from the Daviess County Clerk’s Office June 2004.  Benji is licensed in the state of Kentucky for Property & Casualty and Life & Health Insurances.

Benji attended State Auto Insurance Company’s Pace Setter Program, an elite class for the insurance industry, Fall 2004.  He graduated from Owensboro High School in 1983 and then attended the University of Kentucky.

Benji and his wife, Angie and two kids Kegan & Lindsey are members of BridgePointe Church where they are involved with the youth ministry.  He is involved with The Alma Randolph Charitable Foundation.


Kelly Hardesty

Kelly began working in insurance in 1983 in an insurance agency in Hartford, KY.

She joined Horn & France Insurance in 1986 as a Personal Lines Customer Service Representative.

In 1988 Kelly obtained her Agent's Solicitors License and in 1998 she obtained her Life & Health Agent's License.

Her many years of insurance experience makes her uniquely qualified to handle all of your personal insurance needs.


Jeanette Ebelhar

Jeanette started in the insurance industry in February of 1964.
Licensed Insurance Agent since 1972. Currently serves as Commercial Lines Customer Service Representative and as Treasurer for the Corporation. Has been with the agency since it's founding in 1964.

Served as President of Ohio Valley Insurance Women for six terms, and on a state level and Regional level with the National Association of Insurance Women and was honored as Insurance Women of the Year.

Works with youth bowlers on a volunteer basis and has since 1986. Presently serves as President of local Youth Association Bowlers (YABA) since 1996, and serves as President and Secretary on several adult bowling leagues. Was presented with Medal of Honor and inducted into local Women's Bowling Association Hall of Fame in 1977.  She also obtained her KACSR designation in October 2001.

Darlene Blair

Darlene's information will be added at a later time.

 



 
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