2212 Frederica Street, Owensboro, KY 42301 270-685-5124 Innovative Solutions and Old Fashioned Service
Horn & France Insurance Innovative Solutions and Old Fashioned Service
Innovative Solutions and Old Fashioned Service
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Horn & France Insurance
Privacy Policy and Disclaimer

We have created this privacy statement in order to demonstrate our firm commitment to privacy.  The following discloses our information gathering and dissemination practices for our website: http://www.hfins.com.

PRIVACY NOTICE
At Horn & France Insurance, we value your business and we want to retain your trust.  In the course of providing products and services, we may obtain nonpublic personal information about you.  We assure you that such information is used only for the purpose of providing our products and services to you.

INFORMATION WE COLLECT
We routinely obtain nonpublic personal information about you through the applications you complete, and we obtain information about your transactions with us including payment history and claim information.  We may also obtain information from consumer reporting agencies about your credit history, driving record and claims activity.  If necessary and with your permission, we may obtain your medical records. The type of information we collect will vary depending on the type of insurance product we are providing for you.

INFORMATION WE MAY DISCLOSE TO THIRD PARTIES
We do not share nonpublic information about you with anyone except as permitted by law.  We do not sell nonpublic personal information about you to third parties, and we do not give your personal information to third parties for any type of promotional or marketing purposes.  We may share your personal information with insurance providers as necessary to provide you insurance products.  We may also share information about you with adjusters as necessary to process your claims.

OUR PRACTICES TO SAFEGUARD YOUR PERSONAL INFORMATION
We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you.  We maintain physical, electronic and procedural safeguards against unauthorized use of your nonpublic personal information.
 

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IN NO EVENT SHALL HORN & FRANCE INSURANCE, HFINS.COM BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR ANY OTHER MONETARY OR OTHER DAMAGES, FEES, FINES, PENALTIES, OR LIABILITIES ARISING OUT OF OR RELATING IN ANY WAY TO CONTENT OR INFORMATION PROVIDED HEREIN. A USER'S SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THE SERVICE IS TO STOP USING THE SERVICE.

IN NO WAY SHOULD ANY OF THE INFORMATION ON THIS WEBSITE REPLACE CONSULTATION WITH AN INSURANCE REPRESENTATIVE OR ACCOUNTANT OR LAWYER.

If you were to find content on HFINS.com that you believe contains objectionable material or misinformation, please notify us of what page it is on, and why you believe it to be objectionable.


Offsite Web Page Linking This site contains links to other web sites.  HFINS.com is not responsible for the privacy practices or the content of other linked web sites.  If you were to find a link that you believe contains objectionable material, please notify us of the site name, what page it is on, and why you believe it to be objectionable.

You may also consider contacting the other web site directly and letting them know of any problems you have with their site.  It may simply be a matter of an oversight that they may appreciate you finding a letting them know.

Also note that not all information that is contained within HFINS.com may be up-to-date with the most recent changes.

IN NO EVENT SHALL HORN AND FRANCE INSURANCE BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR ANY OTHER MONETARY OR OTHER DAMAGES, FEES, FINES, PENALTIES, OR LIABILITIES ARISING OUT OF OR RELATING IN ANY WAY TO LINKED SITES ACCESSED THROUGH/FROM/BY HFINS.COM.


SPAM Spam is an advertisement email that you did not request that is sent to your email address. It is much like your postal junk mail. HFINS.COM does *not* support spam efforts. Please note that receiving a confirmation email when you submit a form to us is not considered spam. It is simply a verification that we received the information you submitted, and is a one time mailing.
Updates We reserve the right to update our Privacy Statement and Disclaimers which any update will supersede any previous established statements and/or disclaimers.
Choice Opt-Out This site gives users the following options for removing their information from our database (if you opted to receive information from us such as a newsletter, etc.) to not receive future communications or to no longer receive our service.
  • You can send email to info@hfins.com.
  • You can send mail to the following postal address: 2212 Frederica Street, Owensboro, KY 42301.
  • You can call the following telephone number: (270) 685-5124.

Correct / Update This site gives users the following options for changing and modifying information previously provided.
  • You can send email to info@hfins.com.
  • You can send mail to the following postal address: 2212 Frederica Street, Owensboro, KY 42301.
  • You can call the following telephone number: (270) 685-5124.

Additional Questions If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, you can contact us at any of the contact information given above. Please let us know how we can help you!


 
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